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Practicing Gratitude in Your Finances

Even during the unprecedented times we find ourselves in, we all have something to be grateful for. Studies have shown that gratitude can have a monumental, positive impact on your mental and physical health.  According to Harvard Medical School: “In positive psychology research, gratitude is

Evaluating Charitable Organizations for Donating

The holiday season creates an overwhelmingly positive sense of gratitude and an appreciation for all that we have. It’s natural to want to use a portion of what you have to positively impact the lives of others. Many people choose to donate during this time

How to Plan for Caring for Aging Parents

It’s no secret that life is capable of throwing financial curveballs. We’ve all been hit by a bill we didn’t expect or had to sell company stock at a disadvantaged tax position to cover a hefty tax bill. Most of these unexpected expenses directly impact

Should I Refinance My Mortgage?

Many people are asking whether or not now is a good time to refinance their mortgage – and with good reason! Locking in a mortgage at a lower interest rate can dramatically reduce the amount of money you pay over time. However, refinancing isn’t for

Digging Into ESPPs

Welcome to the final article in our stock option series! Over the past several weeks, we’ve been tackling the ins and outs of employee stock options. If you missed it, don’t forget to check out the first three articles in this series: How To Take

Understanding Your NQSOS + ISOS

Welcome back! Over the past several weeks, we’ve been tackling the ins and outs of employee stock options. If you missed it, don’t forget to check out the first two articles in this series: How To Take Control Of Your Employee Stock Options: An Introduction

A Deep Dive into RSUs and How They Work

Restricted Stock Units (RSUs) are a type of compensation that many employers in Silicon Valley offer their employees as an incentive to continue with the company for a given length of time. The RSUs “vest” after a predetermined number of years, at which time they’re

Gifting To Your Kids: College Accounts and Beyond

At FPC, many of our clients are focused on making an impact in the lives of their loved ones. One of the biggest ways clients are positively impacting their family with their wealth is by finding unique ways to support their kids. The truth is,