The Psychology of Financial Planning – Explained
Personal financial planning isn’t just about math and spreadsheets. Understanding your own financial psychology can help you manage money behaviors and bring you even greater satisfaction. What is Financial Psychology? Psychology is the study of mind and behavior. It encompasses everything from how your brain works to how this translates into your beliefs and the […]
What Should You Do When The Market Fluctuates?
The market has yo-yo’d significantly over the past two years throughout the pandemic. Now that the country has largely recovered, it may feel like we’re “out of the woods”. Still, it feels as though the investment landscape is tough-to-predict – and that’s putting it lightly. Historically, the “gold standard” 60/40 portfolio (60% stocks, 40% bonds) […]
How To Review Your Employee Benefits
When you think about the compensation you receive from your employer, your salary is probably the first thing that comes to mind. But your employee benefits can often make up a substantial amount of the value that you receive, especially if you work in tech. You should review your benefits to make sure you understand […]
5 Steps to Evaluating Your Estate Plan (Once It’s Already Been Created)
An estate plan should be a part of every complete financial strategy. Without one, you will leave your family, often with the “help” of the court system, to sort out your affairs when you pass. It could be stressful, time-consuming, and in many cases, public. Of course, that’s not what you want for them. As […]
5 Steps To Take When You Feel Out of Alignment With Your Finances
Summer can feel like a whirlwind. Between travel, longer days, and seasonal events, your routine may feel out of whack. Often, this also correlates to feeling out of alignment with your finances or spending. Your wealth is a tool to leverage as you see fit. In some seasons of life, this may mean you’re spending […]
3 Signs Your Aging Parents Need Financial Help
Are you worried about your parents as they age? Maybe you suspect they are becoming less capable of handling their finances independently? You’ve possibly even thought about saying something to them but are worried about how they will respond. If so, you aren’t alone. It’s a fine line to walk between helping your aging parents […]
Cybersecurity: 3 Tips to Protect Your Wealth & Identity
In today’s ever-evolving world of technology, staying safe online can seem like a daunting task. We’ve gotten many questions recently about cybersecurity, and how clients and colleagues alike can protect themselves against fraud, identity theft, and phishing scams. We wanted to review three easy, actionable tips to help you ensure you’re as protected as possible […]
The Option Expiration Game
If you work in tech or have climbed the ladder throughout your corporate career, you may have accumulated stock options with your employer. These Employee Stock Options (ESOs) are the right granted to employees by an employer to purchase company stock at a set price. This set price is often steeply discounted from the current […]
What Does a Diversified Portfolio Actually Look Like?
You’ve heard that it’s important to create a well-diversified portfolio and know that it is a critical step in your financial plan, but what does a diversified portfolio actually look like? To create one, you need to know what that means and practical steps for making it happen. In this article, we will be breaking […]
What To Do When You’re An Executive With a Vesting Schedule
Equity compensation can be a big boon to your finances and dramatically increase your income relative to a straight salary. However, equity compensation isn’t the same thing as a standard salary. There is more to consider, and you need to have a plan for how to deal with employer equity as it vests. Vesting: When […]