Financial Planning for Widows: Planning Your Next Chapter
Losing a spouse is undoubtedly one of life’s most challenging transitions. As you navigate this journey’s emotional and personal aspects, addressing the financial considerations that come with such a significant life change is crucial. In our recent series on financial and planning considerations for those who are newly widowed, we have covered what it’s like […]
Honoring Blair McCarthy
With heartfelt gratitude, we honor the memory of Blair McCarthy, the visionary founder and guiding spirit of FPC Investment Advisory, Inc. His indelible impact on the world of wealth management, built on a foundation of more than 30 years of professional investment experience, remains a testament to his enduring legacy. Blair founded FPC Investment Advisory […]
Student Loan Payments are Restarting This Month: Here’s What You Need to Know
As of October 1, 2023, the “pause” on federal student loan payments will end. The pause was enacted during COVID-19 in 2020 and has been in place for nearly 3 ½ years. During this time, federal student loans stopped any automatic payments and did not collect interest. Borrowers were permitted to continue paying down the […]
Can I Retire Early?
Are you nearing retirement and want to better understand whether you are financially ready? It’s a crucial question, especially if you want to retire earlier than the “standard” full retirement age of between 62-70. Understanding where you stand financially is the first step toward crafting a retirement that aligns with your dreams, regardless of when […]
Financial Planning for Widows: Maximizing Pension and Social Security Benefits
When navigating widowhood, thinking about your future financial well-being may be stressful. Even if you feel confident with the funds you currently have, or were left to you when your spouse passed away, you may still have many different questions keeping you up at night: Pension and Social Security benefits can be confusing even during […]
Navigating Retirement as a Widow: Working with a Financial Advisor in Your Next Chapter
Widows have unique challenges and opportunities as they move towards and through retirement. Retirement is a difficult transition to navigate under the best of circumstances. When you add the emotional and financial pressure that widows face along with normal questions about creating cash flow during this next chapter, it can feel overwhelming, if not impossible. […]
What To Consider When Buying a Second Home
Are you in the market for a second home? In recent years, we’ve seen an uptick in retirees who want to buy a second home to be near their out-of-state kids, or to vacation during this new chapter. Considering whether you are financially prepared to invest in a second home can be a crucial step […]
Keeping a Level Head in Finance and Investing
If the stock market has taught us anything the past few years, it’s that the unexpected will inevitably come to fruition. With dramatic highs and lows throughout COVID, and sweeping changes to the tech industry and beyond in 2023, investors likely feel stressed out and overwhelmed when it comes to keeping tabs on the market. […]
The Importance of Term Life Insurance Outside Your Employer
If you have term life insurance through your employer, that can be a great asset to you. However, it is worth considering that life insurance outside of your employer is equally significant and something you may want to explore. Read on to discover the advantages of exploring your life insurance options. What You Get Through […]
How to Prepare for Early Retirement
Have you ever considered retiring early? Perhaps you have friends or colleagues that have done so, and you can’t help but feel that you would like to follow the same path. When it comes to an early retirement, there are a few key components. Here we’ll primarily focus on the benefits of early retirement, and […]