When deciding how much to set aside for an emergency fund, there is a growing category of expenses most people tend to overlook: potential out-of-pocket health-care costs. Even if you haven’t opted for a high-deductible health-care plan, it’s likely that your out-of-pocket health-care costs have
The S&P 500 index is having a fabulous year. Through the end of September, the index, which tracks top American stocks, had risen 16.4%–making it the top-performing asset class. It’s the kind of performance that can make you want to push the majority of your
Investors were not disappointed, as additional quantitative easing (QE3) was announced on September 13th. Riots in Spain caused markets to react negatively, durable goods orders took a dive because of airline orders, and income and consumption numbers were hit hard by a quick spike in
Asset location is a part of the investing strategy that involves deciding which investments to hold in which accounts, and taxes play an important role in this decision. Here are a few basic guidelines. Hold in Your Tax-Sheltered Accounts: Assets With High Tax Costs. In
These are some common questions we receive on retirement investing. If you have any further questions please give us a call! Q: Under current law, at what age can you begin receiving Social Security benefits? A: The earliest age at which you can begin receiving
It may sound cliché, but it’s true: Your financial life is a puzzle. We love the challenge of helping to solve your puzzle. By fitting the pieces together, we help you to meet big life goals like living and retiring comfortably and taking care of
In early September, the European Central Bank took steps to ease monetary policy and China introduced new infrastructure stimulus measures, as economic news in both regions continued to show signs of slowing. Both these actions have led many to expect the Federal Reserve to do
In an uncertain market and economic environment, it pays to take advantage of all the sure things you can get. A prime example is paying down any debt you have, even mortgages and other loans that some might classify as “good debt” because they carry
Sometimes the hardest subjects for a family to talk about are also the most important ones. A great example of this is eldercare. How aging parents will be cared for, and how that care will be paid for, is a topic that most adult children