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You’re serious about protecting and growing your wealth, and we’re serious about providing the guidance that helps you enjoy your success.

2013 Q1 Client Letter

We have completed your 2013 First Quarter Holdings & Performance Report,and it is now available in your Client Portal (Sharefile).Our lower risk portfolios yielded high single-digit returns while are more aggressive portfolios turned in low double-digit returns. The first quarter of 2013 provided great returns

On the Events in Boston

The heartbreaking events in Boston on Monday are a sobering reminder that tragedy can strike when we least expect it. Our hearts go out to the victims and their families. As we mourn the victims, we also hail the acts of courage, comfort and generosity

Credit Card Basics

Credit cards are magic little pieces of plastic that allow you to use money without having it, right? Wrong. The reality is that credit cards are magic little pieces of plastic designed to make money for the credit-card companies. Not being aware of your full

Protecting Seniors From Scams

Financial scams that target seniors are all too common—and they often end tragically. In one of the most recent examples, the Securities and Exchange Commission is charging a couple in Florida with using a charitable-gift-annuity scheme to cheat seniors out of $75 million. The alleged

Bleak Picture

Bleak Picture. The Employee Benefit Research Institute (EBRI) is an organization founded in 1978 with the mission of encouraging and contributing to the development of sound employee-benefit programs. Every year, the EBRI publishes a retirement confidence survey. The 2012 survey interviewed 1,003 workers and 259

The Importance of Consistent Contributions

Imagine you’re walking down the street when you spot an obviously inebriated fellow—maybe he’s celebrated a promotion a little too heartily—who is swerving along, chuckling to himself, and headed in your direction. Most of us will, wisely, give this gent a wide berth. Our attitude

Retiring Soon? Should You Pay Off Your Mortgage?

The decision to pay off a mortgage or invest in the market is far from black and white. For those who are close to retirement and already have plenty of other liquid financial assets, paying off a mortgage could be a wise use of cash.

Finally, Taxes Come into Focus

Washington’s agreement early this month on tax legislation brought good news for some and bad news for others. But from an investing and financial planning perspective, the agreement replaced a number of question marks with certainty. And certainty around tax rates and tax policy means

Fiscal Cliff Decision Reached

Congress passed the American Taxpayer Relief Act of 2012 on January 1st, 2013, providing taxpayers with clearer expectations about what lies ahead. Social Security Payroll Tax Reverts to 6.2% from 4.2%: Back in 2010, President Obama and Congress cut the Social Security payroll tax rate

Is Cash Really a Safe Choice?

If you see storm clouds hovering ominously over the markets, it’s only natural to seek a safe harbor. Right now, many people do fear that turbulent times are ahead, whether because of the so-called Fiscal Cliff, because of Europe’s drag on the world economy or