2021 Second Quarter – 12 Month Recap
The economies of the world have come roaring back as the world slowly emerges from the pandemic lockdowns. With increasing vaccinations, massive fiscal stimulus, and extremely low interest rates, consumers around the world are opening their wallets. Short-term growth in the global economies is tied to vaccination rates. According to the CDC (Center for Disease […]
How a Diversified Portfolio Works
2021’s Gamestop phenomenon has showcased that there will always be a new investing trend that returns-chasers are on the lookout for. Recently, we’ve seen a number of unique investments have their moment in the spotlight. However, it’s also clear that, regardless of how popular these investment tactics may be, they’re incredibly short-lived – especially in […]
The Psychology of Money
Have you ever outlined your ideal financial plan, or made a decision about your investing, only to change your mind at the last minute? Maybe you suddenly felt uncomfortable with your decision, or you were worried that you’d be missing out if you didn’t sell your company shares. Maybe you told your coworker about your […]
A Deep Dive into RSUs and How They Work
Restricted Stock Units (RSUs) are a type of compensation that many employers in Silicon Valley offer their employees as an incentive to continue with the company for a given length of time. The RSUs “vest” after a predetermined number of years, at which time they’re assessed at fair market value, and become available for you, […]
How To Create An Estate Plan (That Actually Works!)
How often have you seen something go completely sideways with a friend or relative’s estate plan? When this happens, you might be thinking: It won’t happen to me. This is one of the most dangerous mindsets because it doesn’t push you to be proactive. Instead, it leaves you lying in wait, hoping that things will […]
Why We’re Passionate About Being A Fiduciary
FPC Investment Advisory, Inc. is a fee-only, fiduciary wealth management firm. Unfortunately, not everyone who we speak with knows exactly what that means. Many people who are researching financial service professionals to partner with know they should be looking for someone who has their best interest at heart, but in today’s world, it’s tough to […]
Social Security Scam – What You Need to Know
Living in a heavily digitized world should make our lives easier, right? One side effect of increased digital convenience is a huge uptick in scams. If you want to prevent yourself from being a statistic, we urge you to be cautious when giving your sensitive information over the internet or phone. Currently, there is a […]
Historic Market Selloff
Check out what Bijan has to offer concerning the latest market sale off as he gives his perspective and insights on the biggest drop in the history of the Dow Jones.
The Equifax Breach – What You Should Do Now
Roughly 143 million individuals had their personal information hacked by an unprecedented data breach at Equifax from May to July of this year. According to Equifax, “the information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, […]
How tax-friendly is your financial advisor’s advice?
Tax season is officially in the books. Unless you filed for an extension, your 2016 taxes are a thing of the past. The stress of getting through a complete review of your finances for an entire year can be pretty intense. The last thing most of us want to do right now is think about […]