Let us start with the pros and cons of the current global environment: Pros: The U.S. has very low unemployment.

The global stock markets rebounded across the board in the first quarter of 2019. The improvements were a reflection that

The global stock markets in 2018 ended in a maelstrom of volatility. The markets declined significantly in the fourth quarter, this

The portfolios turned in positive results for the third quarter of 2018 as well as the last 12 months ending

The portfolios turned in positive results for the quarter and last 12 months ending June 30th.   Domestic asset classes did better than international, and the sectors were mostly positive with some stellar returns.