Navigating the U.S. Debt Ceiling – A Prudent Approach Amidst Uncertainty
As you may be aware, the U.S. government is again confronting the challenge of raising the debt ceiling. While this may create uncertainty in the markets, we want to assure you that our wealth management firm has successfully navigated similar situations and will continue to guide you through these times prudently. The debt ceiling is […]
How Much Should You Help Your Kids Financially (without enabling them)?
In a recent study, it was found that 52% of young adults still lived with their parents. This is the highest percentage since the Great Depression. Even if your adult children don’t live with you currently, it’s safe to say that current sandwich generation parents are helping their adult children financially much more than previous […]
Reinvesting In Yourself: Aligning Your Spending with Quality of Life
Do you ever feel like your money isn’t supporting the things you value the most? If you seem to have enough money but feel that your spending doesn’t give you a sense of fulfillment, then this could be the case. That’s because when we create our budgets or cash flow plans, we often think about […]
The Best Way To Transform Your Financial Goals
Updated April 2023. The role that finances play in your life is an important one, that’s why it is essential to establish a healthy relationship with your finances in order to maximize their impact on your life. How can you do that? The first step is to uncover your financial goals. Setting financial goals can […]
Planning an Exit: Layoffs or Moving On, What To Do With Your Finances
The truth is that planning to exit your current job or company is stressful – regardless of the circumstances. Yet, the tech world has been destabilized as of late. We’re seeing: Many tech employees are now facing the harsh realities of being laid off or proactively seeking another job with more stability in light of […]
How Do I Know If I’m (Financially) Ready for Early Retirement?
Are you nearing retirement and want to get a better understanding of whether you are financially ready? Let’s talk about a process for figuring that out. Know Your (Net) Worth Start by looking at your Net Worth sheet. Think about all of your assets – things like 401ks, IRAs, or your Employee Stock Purchase Plan […]
How Can I Save Money On Taxes in Retirement?
When you think of taxes, what comes to mind? It’s probably a once-per-year scramble to get all of your paperwork to submit to the IRS. But taxes are so much more than a one-time thing. Tax planning can change the balance and strategy of your overall financial plan. It can inform decisions to help maximize […]
Setting Micro (Financial) Goals At The Start of the Year
Happy 2023! The first quarter of the year is an excellent time to slow down and reconnect or reevaluate your financial goals. The whirlwind of the holidays has slowed, and the initial rush of resolutions and new year busyness has reached a more manageable pace by the end of January. Many people are exclusively setting […]
How to Maintain an Abundance Mindset
Do you have an abundance mindset when it comes to your financial life? Having an abundance mindset means that, in general, you believe that: At the end of the year, when so many people are focusing on tax strategy, holiday travel (and associated spending), and other year-end tasks, it can start to feel like both […]
Determining Your Risk Tolerance
All investments fluctuate over time, whether you invest in stocks, bonds, commodities, mutual funds, or ETFs. Usually, the changes are small from day to day. But sometimes, these fluctuations are quite significant, especially when we look at them for a certain month or year. Your risk tolerance is your attitude toward investment risk and how […]