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The heartbreaking events in Boston on Monday are a sobering reminder that tragedy can strike when we least expect it. Our hearts go out to the victims and their families.

Credit cards are magic little pieces of plastic that allow you to use money without having it, right? Wrong. The reality is that credit cards are magic little pieces of

Financial scams that target seniors are all too common—and they often end tragically. In one of the most recent examples, the Securities and Exchange Commission is charging a couple in

Imagine you’re walking down the street when you spot an obviously inebriated fellow—maybe he’s celebrated a promotion a little too heartily—who is swerving along, chuckling to himself, and headed in

The decision to pay off a mortgage or invest in the market is far from black and white. For those who are close to retirement and already have plenty of

Washington’s agreement early this month on tax legislation brought good news for some and bad news for others. But from an investing and financial planning perspective, the agreement replaced a

Congress passed the American Taxpayer Relief Act of 2012 on January 1st, 2013, providing taxpayers with clearer expectations about what lies ahead. Social Security Payroll Tax Reverts to 6.2% from

If you see storm clouds hovering ominously over the markets, it’s only natural to seek a safe harbor. Right now, many people do fear that turbulent times are ahead, whether

If you want to take a tax- and penalty-free withdrawal of the portion of a Roth that consists of investment earnings (amount above your initial contribution), you need to be

For months, Americans have been hearing about the “fiscal cliff.” Washington gridlock, we’re told, is driving the country toward that cliff—and plunging over it would mean catastrophe for the economy

When deciding how much to set aside for an emergency fund, there is a growing category of expenses most people tend to overlook: potential out-of-pocket health-care costs. Even if you