The FPC Blog
California’s High Earners: Facing a Significant SDI Tax Increase: What You Need to Know
California’s implementation of SB951, removing the cap on State Disability Insurance (SDI), marks a significant shift in tax obligations for high-income earners. This legislative change
The Horizon Beyond the Runway: Navigating Success in Investing and Beyond
In the nuanced world of aviation, pilots are taught a lesson of paramount importance as they approach the runway: the instinct to focus on the
Creating an Income Stream in Retirement: Withdrawal Considerations, Taxes, and More
There’s more to a retirement plan than ensuring you’ve saved enough to stop working. Thinking about how to strategically withdraw from that savings is just
Legacy Planning 101: Ensuring Your Spouse’s Wishes Live On
In the world of finance, legacy planning isn’t just about numbers; it’s about preserving a story. For our clients, navigating the estate planning maze with
What Is a DAF, and Should I Open One for Charitable Giving?
Donor-advised funds (DAFs) have gained popularity as versatile charitable giving accounts. DAFs allow donors (account holders) to receive immediate tax deductions while strategically directing payments
Resetting Your Financial Goals & Values At The End Of The Year
As we approach the end of the year, it’s the perfect time for some personal reflection. Reviewing your personal goals, celebrating achievements, and realigning your
Financial Planning for Widows: Planning Your Next Chapter
Losing a spouse is undoubtedly one of life’s most challenging transitions. As you navigate this journey’s emotional and personal aspects, addressing the financial considerations that
Honoring Blair McCarthy
With heartfelt gratitude, we honor the memory of Blair McCarthy, the visionary founder and guiding spirit of FPC Investment Advisory, Inc. His indelible impact on
Student Loan Payments are Restarting This Month: Here’s What You Need to Know
As of October 1, 2023, the “pause” on federal student loan payments will end. The pause was enacted during COVID-19 in 2020 and has been
Can I Retire Early?
Are you nearing retirement and want to better understand whether you are financially ready? It’s a crucial question, especially if you want to retire earlier
Financial Planning for Widows: Maximizing Pension and Social Security Benefits
When navigating widowhood, thinking about your future financial well-being may be stressful. Even if you feel confident with the funds you currently have, or were
Navigating Retirement as a Widow: Working with a Financial Advisor in Your Next Chapter
Widows have unique challenges and opportunities as they move towards and through retirement. Retirement is a difficult transition to navigate under the best of circumstances.