Student Loan Payments are Restarting This Month: Here’s What You Need to Know
As of October 1, 2023, the “pause” on federal student loan payments will end. The pause was enacted during COVID-19 in 2020 and has been in place for nearly 3 ½ years. During this time, federal student loans stopped any automatic payments and did not collect interest. Borrowers were permitted to continue paying down the […]
How Much Should You Help Your Kids Financially (without enabling them)?
In a recent study, it was found that 52% of young adults still lived with their parents. This is the highest percentage since the Great Depression. Even if your adult children don’t live with you currently, it’s safe to say that current sandwich generation parents are helping their adult children financially much more than previous […]
Reinvesting In Yourself: Aligning Your Spending with Quality of Life
Do you ever feel like your money isn’t supporting the things you value the most? If you seem to have enough money but feel that your spending doesn’t give you a sense of fulfillment, then this could be the case. That’s because when we create our budgets or cash flow plans, we often think about […]
The Best Way To Transform Your Financial Goals
Updated April 2023. The role that finances play in your life is an important one, that’s why it is essential to establish a healthy relationship with your finances in order to maximize their impact on your life. How can you do that? The first step is to uncover your financial goals. Setting financial goals can […]
Planning an Exit: Layoffs or Moving On, What To Do With Your Finances
The truth is that planning to exit your current job or company is stressful – regardless of the circumstances. Yet, the tech world has been destabilized as of late. We’re seeing: Many tech employees are now facing the harsh realities of being laid off or proactively seeking another job with more stability in light of […]
Setting Micro (Financial) Goals At The Start of the Year
Happy 2023! The first quarter of the year is an excellent time to slow down and reconnect or reevaluate your financial goals. The whirlwind of the holidays has slowed, and the initial rush of resolutions and new year busyness has reached a more manageable pace by the end of January. Many people are exclusively setting […]
How to Maintain an Abundance Mindset
Do you have an abundance mindset when it comes to your financial life? Having an abundance mindset means that, in general, you believe that: At the end of the year, when so many people are focusing on tax strategy, holiday travel (and associated spending), and other year-end tasks, it can start to feel like both […]
Determining Your Risk Tolerance
All investments fluctuate over time, whether you invest in stocks, bonds, commodities, mutual funds, or ETFs. Usually, the changes are small from day to day. But sometimes, these fluctuations are quite significant, especially when we look at them for a certain month or year. Your risk tolerance is your attitude toward investment risk and how […]
How to “Tidy Up” Cash Flow When You Don’t Need to Budget
When people think of “budgeting” they don’t typically think of something enjoyable or worthwhile. Many high earners don’t budget at all – and with good reason. Managing line items in your family budget may be time consuming and frustrating. It can also be completely unnecessary if you have the cash flow available to live comfortably, […]