A Deep Dive into RSUs and How They Work
Restricted Stock Units (RSUs) are a type of compensation that many employers in Silicon Valley offer their employees as an incentive to continue with the company for a given length of time. The RSUs “vest” after a predetermined number of years, at which time they’re assessed at fair market value, and become available for you, […]
How To Take Control Of Your Employee Stock Options: An Introduction
Stock options are used by many tech companies from start-ups to stable enterprises, but often in really different ways. Here at FPC, our goal is to help you discover your wealth’s full potential, and understanding your stock options is a big part of that. We hear questions about stock options all the time, and so […]
Beyond the Market: Q4 2019 – Q1 2020
The FPC Team has pulled together our Q4 2019 market review. Outlined here are a few of the key themes we’re observing right now. Current Market Updates Since the beginning of 2020, we’ve seen U.S. markets launch and continue a trend that indicates strong Q1 performance. Global markets kicked off the new year on a […]
Gifting To Your Kids: College Accounts and Beyond
At FPC, many of our clients are focused on making an impact in the lives of their loved ones. One of the biggest ways clients are positively impacting their family with their wealth is by finding unique ways to support their kids. The truth is, even if you’ve raised your kids to be responsible and […]
4 Action Items If Retirement Is On The Horizon
Retirement looks different for each person. Some people wish to retire early whereas others work as long as they can. No matter what path you are on, it is important to be financially prepared when you do decide to retire. Retirees face a myriad of challenges, but one of the most significant is having a […]
Beyond The Market: Q4 Outlook and Best Practices
Just like that, the last quarter of the year is here and with it comes a lot of financial housekeeping tasks that can leave you feeling overwhelmed. Here at FPC, we want to make sure that you are confident and equipped with a strong financial plan to not only get you through the end of […]
How To Create An Estate Plan (That Actually Works!)
How often have you seen something go completely sideways with a friend or relative’s estate plan? When this happens, you might be thinking: It won’t happen to me. This is one of the most dangerous mindsets because it doesn’t push you to be proactive. Instead, it leaves you lying in wait, hoping that things will […]
Why We’re Passionate About Being A Fiduciary
FPC Investment Advisory, Inc. is a fee-only, fiduciary wealth management firm. Unfortunately, not everyone who we speak with knows exactly what that means. Many people who are researching financial service professionals to partner with know they should be looking for someone who has their best interest at heart, but in today’s world, it’s tough to […]
3rd Quarter 2019 Market Outlook
Let us start with the pros and cons of the current global environment: Pros: The U.S. has very low unemployment. Americans continue to spend with consumer confidence showing optimism. Global inflation rates remain benign. The Fed has turned more cautious and is indicating they will be easing interest rates. Overseas stock valuations are cheap in […]
Social Security Scam – What You Need to Know
Living in a heavily digitized world should make our lives easier, right? One side effect of increased digital convenience is a huge uptick in scams. If you want to prevent yourself from being a statistic, we urge you to be cautious when giving your sensitive information over the internet or phone. Currently, there is a […]